Ralph Giraud

Ralph Giraud is currently the Financial Markets Lab coordinator for the Rutgers (University) School of Business – Camden (NJ) campus, and he is an accomplished professional in the field of finance, with 33 years of experience in various roles. He also is on the Board of Directors of the Financial Risk Institute, where he is the program chairman. His roles have included six years as a fixed income portfolio manager, 15 years in fixed income securities trading, six years of institutional and retail investment securities sales, and six years as a consultant to asset managers concerning the financial services sector.

Mr. Giraud was a bank investment portfolio manager for commercial bank Provident Bank of Maryland (purchased in April 2009 by M & T Bank) and a mortgage backed securities portfolio manager for investment asset manager Cumberland Advisors. He established the U.S. Government Agency Trading and Sales division of the Pershing, LLC Fixed Income Department.

Ralph has an M.S. in finance from the University of Colorado at Denver, and a bachelor’s degree in marketing from Manhattan College in Riverdale, NY. He is currently president of the Philadelphia Council for Business Economics (PCBE), a chapter of the National Association for Business Economics (NABE), a member of the program committee of the Washington Association of Money Managers (WAMM), an adjunct member of the CFA (Chartered Financial Analysts) Society of Philadelphia on its events committee and a volunteer member of the Board of Directors of The One Less Foundation.