Dr. John Silvia joined Wachovia Bank, N.A. in February 2002 as Chief Economist for the Bank. Prior to Wachovia, John worked on Capitol Hill as Senior Economist for the US Senate Joint Economic Committee and Chief Economist for the US Senate Banking, Housing and Urban Affairs Committee. Prior to Capitol Hill, he was Chief Economist of Kemper Funds and managing director of Scudder Kemper Investments, Inc. Before joining Kemper Funds, John worked for Harris Bank and taught economics at Indiana University.

John holds a Bachelor of Arts and a Ph.D. degree in Economics from Northeastern University in Boston and has a Master’s degree in Economics from Brown University in Providence.

John serves as a member of the Blue Chip Panel of Economic Forecasters and also serves on an informal advisory group for the Federal Reserve Bank of Philadelphia. He is Director of National Association of Business Economist (NABE). He is a member of the Economic Advisory Committee at the American Bankers Association and is President of the Charlotte Economics Club. In the past John has served on economic advisory committees to the Federal Reserve Bank of Cleveland, the Federal Reserve Bank of Chicago, and the Public Securities Association.

Dr. Silvia is Treasurer and a member of the Board of Directors for the Second Harvest Food Bank of Metrolina, a Charlotte civic association. He is a member of the Business Advisory Committee for the City of Charlotte and he serves on the President’s Council for Charlotte’s Central Piedmont Community College.